18 Months Zero Interest Credit Cards

After that the variable apr will be. During the intro 0 apr period you won t be charged interest on new purchases or balance transfers.

Previously you must understand the background of Credit and get some 18 months zero interest credit cards references in other articles on this website.

A card that combines an impressive balance transfer offer with generous cash back rewards is the citi double cash card from citi a credit cards explained advertiser.

18 months zero interest credit cards. Paying only the minimum payment on credit card debt can be a losing battle. 18 month 0 introductory rate on balance transfers. After that the variable apr will be 14 74.

Highlights 0 intro apr for 18 months on purchases from date of account opening and 0 intro apr for 18 months on balance transfers from date of first transfer. The wells fargo platinum card is best for people to save money with its 0 interest offer for a long introductory period of 18 months. The offers in the marketplace range widely from 6 months to 18 months which means you can pay no interest into 2022.

Once the offer ends you pay interest each month for any remaining balance. Blue cash everyday card from american. It has no annual fee and a low transaction fee for balance transfers.

0 intro apr for 18 months on purchases from date of account opening and 0 intro apr for 18 months on balance transfers from date of first transfer. 0 introductory apr credit cards of december 2020citi diamond preferred card. The hsbc gold mastercard credit card checks off all of these boxes by offering 18 interest free months on balance transfers and new purchases no annual fee and a host of purchase and travel perks including 1 million in travel accident insurance extended warranties on items purchased with the card and price protection that refunds the difference in price if you find an item you purchased with the card advertised for cheaper within 60 days of the purchase.

Calculator courtesy of greenpath. A 0 apr credit card offers no interest for a set amount of time usually 12 to 20 months. Paying 155 month for 18 months toward the 2 400 balance on the 0 apr card would result in saving over 300 in interest charges.

Card members also have access to free fico scores as an additional perk. The citi double cash card offers a 0 introductory apr on balance transfers for 18 months along with a 5 or 3 whichever is greater balance transfer fee.

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