Credit Card Score Range

Common credit score facts for a score with a range between 300 850 a credit score of 700 or above is generally considered good. What credit score ranges mean for you.

Previously you must understand the background of Credit and get some Credit card score range references in other articles on this website.

Consumers with a credit score in the range of 740 to 850 are considered consistently responsible when it comes to managing their borrowing and are prime candidates to qualify for the lowest.

Credit card score range. The higher numbers always indicate a lower credit risk. Most credit scores fall between 600 and 750. Check out the sections below to see the many card options available for your credit score.

With all fico and vantagescore models a higher score signifies that you re a lower risk borrower. For some reason i always have a score in the mid 700s despite scoring in the 800s for the traditional fico score. A score of 800 or above on the same range is considered to be excellent.

The base fico credit score range is 300 850. In this article we ll look at credit score ranges for credit card approval from the lowest of the low scores to the perfect score of 850. It is fine tuned to predict the risk of defaulting specifically on credit card payments.

Like the auto score the fico bankcard score uses a score range of 250 to 900 with higher scores indicating lower risk. The vantagescore credit score model. Vantagescore ranges can vary as well but that is based upon the version a lender uses more on that below.

While the industry specific fico auto and fico bankcard scores are judged on scales that run from 250 to 900 the base fico scores have a smaller range of 300 to 850. The fico bankcard score is another industry specific variation on the fico score customized for use by credit card issuers. See more recommended credit cards if your fico score is between 700 and 749 or 650 and 699.

600 699 if you ve just started to use credit or are recovering from a missed payment or two you ll probably have a lower credit score in the 600s. Lower scores indicate that someone is riskier to the. Wells fargo uses the fico bankcard score 2 which has a range from 250 900 and is tailored toward credit card issuers.

However fico auto and bankcard scores were designed with a range of 250 900. Excellent credit 740 850 good credit 670 739 fair credit 580 669.

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