Merrick Bank Credit Card Reviews Usa

Their biggest wow factor is the automatically doubled credit line on the double your own line card. When you have a bad credit profile it can be tough to find a credit card that doesn t require a security deposit.

Previously you must understand the background of Credit and get some Merrick bank credit card reviews usa references in other articles on this website.

Merrick bank for those of you who aren t familiar with the institution is an online lender headquartered in utah that specializes in credit cards and boat rv financing.

Merrick bank credit card reviews usa. Unable to get reimbursed for double charge. Merrick bank secured visa credit card review merrick bank secured visa is a great secured credit card for rebuilding credit because the issuer reports to all three major credit card bureaus and. There are no other significant details publicly listed by merrick on their mail offer cards.

That s interesting enough but the merrick bank secured visa card doesn t offer much to hold your attention. We report to the three major credit reporting agencies which means that with responsible use and on time payments you can build or rebuild your credit. They owe me 700 plus dollars.

Merrick has raised my credit limit multiple times and is over double the credit limit on the other card. No one will resolve give direct information to resolve an issue. My limit doubles next month.

It s not a bad card. Since merrick is a sub prime lender their interest rate is high but not as high as some other cards. Don t get us wrong.

The merrick credit card charges interest at an annual rate which is more befitting good credit than bad. I appreciate them actually paying attention to my efforts and rewarding me for them. Do not get the cardi only.

None of my other cards offered that. Merrick bank credit card reviews. Merrick bank cards appear to be simple no frills cards designed for consumers with poor credit or nonexistent credit.

The trick is not to carry a large balance if you can avoid it. Since my credit score is now currently almost 150 points higher than it was when i got the card i now have several cards with lower interest rates less than 15 and higher limits. The website is simple to navigate payments post quickly too.

For context the average good credit credit card has an 19 28 apr according to wallethub s latest credit card landscape report. In my opinion the merrick bank double your line visa card is the best of all of the cards for those needing a credit boost. The merrick bank double your line visa card which is also called the merrick platinum card on the bank s website is one option though borrowers with a poor credit score will likely face high fees and a steep interest rate.

With a competitive interest rate regular reviews for credit line increases and access to fico score every month at no cost the merrick bank secured visa is a great choice.

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