Rental car liability insurance reddit – This means it usually doesn t cover some things that regular car insurance does cover like drunk driving driving in states not authorized on the rental agreement etc. For a fee of approximately 10 95 per day the car rental company will supplement the liability insurance that the company must by new york law provide.
Be warned it s probably not covered as a luxury vehicle.
Rental car liability insurance reddit. Unfortunately he had declined the car rental insurance which. You should get insurance from the company you rented from. I googled searched the problem endlessly with no luck and reddit solved my problem in a flash. Rental car liability insurance reddit
Dont get the rip off insurance offered by the rental agency. On a recent visit to anchorage alaska a stray pebble struck brian novak s rental vehicle. Rental car companies often have a ldw or liability damage waiver if you re at fault for an accident the damage to the non at fault parties vehicle would be fixed upon an agreed upfront fee for this waiver and something called a cdw or collision damage waiver they would fix your rental vehicle regardless of fault for. Rental car liability insurance reddit
They may also not cover all car types so if the rental company tries to give you a lower end audi bmw mercedes etc. Iii in the u s every state requires a minimum amount of liability insurance on car insurance policies so you may already have liability coverage. Their cars as well as medical costs for other people s injuries in an accident you re legally responsible for. Rental car liability insurance reddit
Liability insurance typically covers damages to other people s property e g. It left a deep crack on his windshield. I would look for 3rd party insurance with full coverage if you currently dont have a car policy. Rental car liability insurance reddit
Another tip video the full exterior and interior at the beginning and end of the rental to cover yourself. If you don t have a card which offers rental insurance then i would definitely get the insurance offered by the car rental company. Even thou i have to buy a 6 month policy for a 2 week car rental it s still half the price of 2 weeks of rental company insurance. Rental car liability insurance reddit
Also known as liability insurance supplement lis or supplemental liability insurance sli. Note that rental car insurance is not the same as rental car reimbursement coverage an auto policy option that covers the cost of a car rental if your vehicle is being repaired as part of a claim. It is almost always state minimum liability coverage unless you purchased. Rental car liability insurance reddit
Liability coverage through the rental car company normally comes with the rental however. For future longer rentals the savings will be much greater. Rental car liability insurance reddit