Fico s credit scoring models use either a range of 300 to 850 or a range of 250 to 900 but in either case higher credit scores can indicate that you may be less risky to lenders credit card issuers

A fico score above 780 is excellent. An excellent credit score not only almost guarantees acceptance when applying for most types of credit including nearly any of the top credit cards that catch your fancy but also ensures the absolute