The fico score was created by the fair isaac corporation and is used by many lenders as they make lending decisions. Around 28 of consumers with fair credit scores are likely to become delinquent fico says. Previously you must understand

A good credit score with fico falls within 670 and 739 while vantagescore s good range is from 661 to 780. There are many different scoring models and some use other data such as your income when calculating credit scores.